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Topic ClosedLife Insurance agents. LIC, Kerala is game for it!

Post Reply Post Reply  Nikhil Narayanan
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Direct Link To This Post Topic: Life Insurance agents. LIC, Kerala is game for it!
    Posted: 19 November 2007 at 8:14pm

I wanted to start investing for my 7 months old son and was looking out a trust worthy place. LIC was always on top of my mind.  I freezed on Jeevan Chhaya

 

Then just for the fun sake looked up for LIC agents in Kerala and look what I found... Looks like there are a bunch of LIC agents in Kerala, busy chasing those US and Dubai return Chettanmaars

 
SRI.M.RAJAN,
C/O.VENUGOPALAN NAIR,`SREELAKSHMI'
KANIMANGALAM, NEMMARA POST,PALKAD
DT, KERALA
KERALA
STD: 4923
Phone: 242268
Agency Code: 0002761B

SRI K A MOHANDAS
NELLAKUDIYIL HOUSE,
PULLUVOTHY P.O.EKM DIST,
PERUMPORWOOR,KERALA,
Agency Code: 0003089E

SHRI M.V.RAJAN
MURUPPELKALAYIL HOUSE,
P.OTHARIYANNAGAR VIA ELENTHOOR,
DIST PATHANAMTHITTS,
KERALA STATE.
Agency Code: 0007188A

SRI ALEX JOHN M;
C/O MANGALORE KERALA STORES,
OPP. RAILWAY STATION,
NEAR NAVGHAR ROAD,
BHAYANDER[E]
Agency Code: 00092889


SRI.P.K.KESAVA PILLAI
PUTHUPARAMBIL,
PUNNAKUNNAM,PULINKUNNOO,
KERALA STATE.
Agency Code: 00098785

SH.UNNI KRISHNAN P.V.
POST DESMANGLAM
DIST TRISSUR KERALA
Agency Code: 0010634G

MR A NATARAJAN
KANNATH PUTHEN HOUSE
PO ARANGOTTUKARA VIA WADAKANCHERY
DUST TRICHUR KERALA
680593
Agency Code: 0013191R

SHRI VINCENT K KOIKKARA
KOIKKARA HOUSE KALLOOR
ANNAMANADA P O CHALAKUDY VAI
TRICHUR DIST KERALA
680741
Agency Code: 00199907

SHRI VIVIAN MAXIM RODRIGUES
A/22 KERALA NAGAR
TAGOR RD SANTACRUZ W
BOMBAY 400054
Agency Code: 0020291Q

SRI JOSEPH CHACKO
KARACKATTU HOUSE
KERALA ESTATE PO
KALIKAVU VIA
Agency Code: 0021879P

MRS.RAHELAMMA VARGHESE
C/O.KERALA BAKERY
HADDO-PO
PORT BLAIR.
Agency Code: 00228429

SRI PARAMESWARAN NAIR
DEVAKI SADANAM
VARANAM P O
KERALA 6
Agency Code: 00259718


SRI B K JOHN
AVIYOTI KURUMPALAZIKATH HOUSE
P O CHAKKUVARAKKAL VIA KUNICODE
QUILON DIST KERALA P
IN 691508
Agency Code: 00272888

SRI SIVAPRAKASAN C
PRAKASH DEEPA, HOUSE
NO 9/320, KERALAPURAM
KODUVAYUR
Agency Code: 0027377C

SALI JOSEPH
C/O.LISSY JOY,PLATHOTTA-
THIL HOUSE,KODANCHERRY PO
CALICUT DT.,KERALA
Agency Code: 0029470W

RAGHAVAN C
PREMI NIVAS
PO EACHUR, KANNUR DT.
KERALA
Agency Code: 0142579R

RAJEEVAN K
KUNIYIL HOUSE
KADACHIRA, KANNUR DIST.
KERALA
Agency Code: 0145679R

SRI G P NAIR
SRIVILAS PERUMTHANAM
POST OZHAVUR PIN CODE 686
DIST KOTTAYAM KERALA
Agency Code: 01463933

BINDU GOPINATH
"GOPIKA",NEAR SUDHALAYAM,
MANJUMMEL.P.O,ERNAKULAM (DIST),
KERALA (STATE).
Agency Code: 00686696

A.RAMASAMY
12/36, ANNA AVENUE,
BACK SIDE TO KERALA SAMAJAM,
PALLADAM RD,ML PURAM
Agency Code: 0069276Z


M SIVADASAN
'PAREEKKATTIL HOUSE'
CHUNGAM,FEROKE (PO),
KOZHIKODE DT.,KERALA
Agency Code: 0069579S

 

K.PURUSHOTHAMAN,
EAST VILLAGE,PENAKKULAM
KUNNISSAI PO, PALGHAT DT
KERALA . 678 681
Agency Code: 00713746

SRI P G RAJU
PULIYANNAL HOUSE
THEPPUPARA P.O.PARAKODE
KERALA
Agency Code: 0071392A

DABHI HIMMATBHAI SHAMBHUBHAI,
AT-RAMPARA,
POST-KERALA,
TQ-GADHDA(SWA)
Agency Code: 0074281H


SHIVKUMAR GHOUNARAM VERMA
AT&PO:KERALA G.I.D.C.,
TQ:BAVLA,
Agency Code: 0074383Q

PRAVITHA P
KOONAMKUNNATH
KUNNAMANGALAM
KERALA
Agency Code: 0075579N

MK HARIHARAN
USHA'S, DOUBLE STREET,
KERALAPURAM,
KODUVAYUR,PALAKKAD
Agency Code: 0090877C

A.PREMALATHA
`VENKATGIRI',16/864 ANNIE
HALL ROAD, CALICUT
KERALA
Agency Code: 00967717

 

LILLYKUTTY ZACHARIA
CHAZHOOR (H)
CHEERAL PO, S.BATHERY
WAYANAD,KERALA
Agency Code: 0097279K

SHRI G R NAIR
KOODARAPALLIL
EAST GATE P O VAIKOM
KERALA STATE
Agency Code: 00972934

M.MICHAEL RAJ
2/142 ANCHANCOATTU VILAI
KANDANKONAM
KERALAPURAM POST
Agency Code: 0100574S

PADMANABHA K.
SHOP NO.34,
KERALA SAMAJAM COMPLEX,
K.S.R RD.MANGALORE
Agency Code: 01016695

V. SUMANGALA
THALAKATHU HOUSE,
MOUVENI, P.O KOTTAMALA,
DT. KASARAGOD, KERALA
Agency Code: 0101679V

 

SHRI A N YOHANNAN;
EBENEZER KOZHUVALLOOR P O
VIA CHENGANNUR;
KERALA STATE
Agency Code: 01120934

DILEEP P
PUTHIYANDI HOUSE
CHOVVA PO
KANNUR KERALA
Agency Code: 0116279R

SREEDHARAN PK
PAVISREE
PO VARAM, KANNUR
KERALAM
Agency Code: 0117379R

SUMESH CM
P V HOUSE, PARERICHAL
PO IRIVERI, KANNUR
KERALA
Agency Code: 0117579R

 

SMT LAKSHMI SUBRAMANIAM
NARAYANA BHAVAN NEAR MANA
VIYYUR TRICHUR 10
KERALA PIN CODE 6800
Agency Code: 01750936

SALMA P
INDRANI SADANAM,
CHALAT, KANNUR,
KERALA
Agency Code: 0176979R

Agency Code: 0178276V
L.VEERAKUMAR
NADAR THOTTAM,VATTAPARAI,
VALAYAR PO,PALAKKAD,
KERALA.
Agency Code: 01790760

BINU BR
SRIMANGALATHU,MANCHALLOOR
PATHANAPURAM, KOLLAM DT.,
KERALA-689695.
Agency Code: 01830789

JOY G
CHENAVILA PUTHEN VEEDU
PANDITHITTA,THALAVOOR P O
KOLLAM,KERALA- 691 5
Agency Code: 01841789

 

THOMAS PHILIP
KERALA AYURVEDA PHARMACY
SREEKANDAPURAM
670631
Agency Code: 0197979C

SMT KAMLA JOHN
CHERUVATHOOR HOUSE
KATTAKAMPAL POST
TRICHUR DT KERALA-68
Agency Code: 02085934

SRI P K ZACHARIAH
PARAYAKULATHU HOUSE
THROKOTHAMANGALAMPUTTUPPA
KOTTAYAM KERALA
Agency Code: 02090982

SHEELA ASOKAN
ANUGRAH , TC-4/1444
KAVU RAOD, KURAVANKONAM
KOWDIAR(POST), TRIVANDRAM, KERALA
Agency Code: 02093309
 

SHAMIL KM
PARAYIL HOUSE
VARAM, VARAM POST
KANNUR, KERALA
Agency Code: 0221079R

SMT SUBHADRA KUTTY;
DARSHANA.
MANAPPULLI KARU (W)
PALAKKAD KERALA
Agency Code: 00037921

SRI R SUNDARARAJAN
26 THOTTA SALAI
VEERAKERALAM POST
COIMBATORE
Agency Code: 0004076V

REENA M M A/S REENA JOSE
KANNAMPUZHA HOUSE
CHERAI
KERALA
Agency Code: 0034978M


SHRI M K NANU
`SRILAXMI' ILLIKKUNNU,
POST:NETTUR - 670105
TELLICHERRY, DIST:CANNANORE, KERALA
Agency Code: 00349892

M MANJUNATHA
C/O MALAPPA SETTY HIGH SCHOOL ROAD
KERALAPURA PO ARKALGUDU TQ
Agency Code: 0039372B

SMT K S NAIR
KAMALALAYAM UDYANA PURAM
VAIKOM KERALA STATE
Agency Code: 00394797

SRI HIRALAL NATTHU PATIL
PL NO 25,GAT NO 26,NIVRUTTI
NGR,NR KERALA MANDIR,
JALGAON
Agency Code: 0039896J

GEETHADEVI N I
NJALELIL HOUSE
THIRUVALLORE,ALANGAD P O
KERALA 683511
Agency Code: 0039978M

REMADEVI N P
BLATHUMADATHIL HOUSE
MALIKAMPEEDIKA
ALUVA, KERALA
Agency Code: 0040078M


SHRI.THOMAS MATHEW
ENJAKADENMANNIL
MUNDUKOTTAKAL P.O.,PATHANAMTHITTA
KERALA 689649
Agency Code: 00410918

B.S.RAGHU
B.S.RAGHU,
S/O SHIVAPPA, BUDANUR VILLAGE,
KERALAPURA POST, ARAKALGUD TQ.
Agency Code: 0042872B


SHRI P R C NAIR
MAMPUZHATHU HOUSE,
IVERKALA (E) PO,
VIA PUTHOOR,
KOLLAM,KERALA
Agency Code: 00431939

PURUSHOTHAM.K.S
S/O SHAMBACHAR
BEHIND HIGH SCHOOL,KERALAPURA,
RAMNATHAPURA(H),ARKALGUD TALUK.
Agency Code: 0043672B

SMT.V.K.DEVAKI
AGENT LIC OF INDIA
KOKKARAMATH HOUSE
ANNUR P.O. KERALA ST
Agency Code: 00444778

SHRI P VIJAYAN
THANKAM HOUSE,KAVARATHODE
NANNIODE,VANDITHAVALAM,
PALAKKAD, KERALA
Agency Code: 00446905

K.AMBROSE
ASANVILAI
THIRUVITHAMCODE
KERALAPURAM POST
Agency Code: 0137974S

NN MURUGESAN
C/O THILAKAVATHY,
CHETTIAR STREET,NALLEPILLY PO
PALAKKAD,KERALA
Phone: 99477807
Agency Code: 0138577C

A V AJITHA
PREMA TEA STALL
KERALA SALAI
BLOCK 25, NEYVELI.
Agency Code: 0141871E

SHRI A SOMAPRIYAN
SARADA MANDIR, ELOOR
(SOUTH), UDYOGAMANDAL P.O
ERNAKULAM, KERALA,
Agency Code: 00764893

ELJO SKARIA
AREEKKAL HOUSE,CHERIYAVAPPALASSERY,
ANGAMALY SOUTH P.O,ERNAKULAM (DISY)
KERALA,
Agency Code: 00767696

P DIVYA
W/O GL NAGARAJU
KERALALU SANDRA, MALAGALU POST
KANAKAPURA.
Agency Code: 0077061V

SRI N R JAYARAM
SEETHA BHAVAN THAIPARAMBIL
KANNANKULANGARA, TRIPUNITHURA
ERNAKULAM, KERALA,
Agency Code: 00790937

VIJAYALAKSHMI.V.P
SREERAMAKRISHNA NILAYAM,
EDAPPALLY NORTH,AMBADKAR ROAD,
ERNAKULAM,KOCHI,KERALA.
Agency Code: 00795696

K.K.REKHA
KUTHAPPADY HOUSE,
THAMMANAM.P.O,ERNAKULAM,
KOCHI,KERALA.
Agency Code: 00796696

BEENA.K.M
AVITTAM,NAMBIYARPURAM,
PALLURUTHY.P.O,ERNAKULAM,
KOCHI,KERALA.
Agency Code: 00797696

P.M.BENNY
MAVUNGAL HOUSE,RLY.QUARTERS,
WILLINGTON ISLAND,
KOCHI,KERALA.
Agency Code: 00798696

INDIRA VIJAYAN.
OSSANATHARA HOUSE,
PERUMANNOOR.P.O,
KOCHI,KERALA.
Agency Code: 00799696

SRI VINOD PHILIP.
THURUTHEL HOUSE,
KUTTOOR P.O.,TIRUVALLA,
PTA DISTRICT,KERALA.
Agency Code: 00806893

SRI GIBOY GEORGE
C/O V.T.GEORGE,PUNNALA
P.O.VALLIPPARAMBIL KOLAM,
PATHANAPURAM KERALA
Agency Code: 0081488H

SMT E K KOMALAVALLI
LAKSHMI NIVAS
KAPPAD PO VIA CHOVVA
CANNANORE DT KERALA6
Agency Code: 00844728

SHRI N A B AJITKUMAR
ALLAKAL HOUSE BEHIND TRICHUR COTTON
P.O.NATTIKA,TRICHUR DIST,
KERALA STATE 680 566
Agency Code: 00845928

SRI K P PHILLIP
KULANGARA BHAVAN, PERAVAM,
P.O.MULAVANA, DT.KOLLAM.
KERALA STATE.
Agency Code: 00876642

 

VENUGOPALAN PK
USHA BHAVAN
PO MULLAKKODI
VIA MAYYIL, KERALA
Agency Code: 0109279R

RAMANKUTTY C
"ACHUTH", VALIYAPADAM
PALGHAT
KERALA
Agency Code: 01106604 

KOOKKAL RAVINDRAN NAIR
"AKSHAY",PANICHINGAVALAPPU
POODAMKALLU,RAJAPURAM P O
KASARAGOD DT,KERALA
Agency Code: 0149879E

SRI M D KURUVILLA
MUPPATTIL VENMONEY P O
VIA CHENGANOOR
KERALA SOUTH INDIA
Agency Code: 01506934

M SAVITHRI
D.NO NEW NO 29 OLD NO8/A-2 IST FLR
(UPSTAIRS-KERALA ROADWAYS)KRS RAMAK
RISHNAPURAM CHOKKAMP
Agency Code: 0156476V

MANOJ MATHAN
PADMALAYAM
PO IRIVERI, KANNUR DT.
KERALAM
Agency Code: 0157379R

R PREMKUMAR
13-118-E
NEAR PRIMARY SCHOOL
KERALAPURAM K K DIAT
Agency Code: 0159674S

ROBIN.M
MURINGAYIL.HOUSE
KERALA ESTATE.PO
KALIKAVU.VIA,MALAPPURAM
Agency Code: 0159979P



SRI P RAVINDRAN
PATHAYATHODI HOUSE
KALLOOR PO
KERALASSERY
Agency Code: 01845700

SMT MEENAKSHI K NAIR
MEENA NIVAS NIRMALAGIRI P
VIA KUTTA PARAMBA ;
KERALA 670643

Agency Code: 01866934

SRI V P PRABHANANDA MENON
"AISWARYA"
KERALA ST.,KOPPAM
PALAKKAD 1
Agency Code: 01922700

SRI.P.NARAYANA NAMBISAN
MOHANALAYAM PORUR POST
VIA WANDOOR,
KERALA.
Agency Code: 01972771

PAZHAMPILLIL KURIEN JOSEPH
PAZHAMPILLIL HOUSE
POOTHOTTA P.O
KERALA STATE
Agency Code: 02193781

SMT P K PREETHY
W/O K K HARIDAS
KOOTTAPPURAKKAL HOUSE
KERALASSERI PO, PALA
Agency Code: 02200700

SUKUMARAN KM
MADATHIL HOUSE
MAVILAYI POST, MUNDALUR
KANNUR DT. KERALA
Agency Code: 0220279R

RAVISHANKARA B R
S/O B RAMASUBBANNA
CINEMA ROAD, KERALAPURA
ARKALGUD TQ., HASSAN
Agency Code: 0005172B

SUMA PUTTASWAMY
C/O VENU.
KERALAPURA AT POST
ARKALGUD TQ.,
Agency Code: 0006572B

MRS.SUNITA SHARMA
C/O A.K.SHARMA ADH(P.R.I),
N D SCHOOL,INS-VENDURATHY,
P.O.NAVAL BASE,KOCHI,KERALA.
Agency Code: 00497895

SRI N RAVINDRAN NAIR
KUMARAVILASOM BUNGALOW
PARACODE
KERALAPURAM
Agency Code: 00521300

SUGATHAN K
NIDHIN NIVAS,MADHYAMAM STOP
VALLIMADUKUNNU
KOZHIKODE,KERALA
Agency Code: 0057479D

SHRI PARAMESWARAN BHAT P N
H NO 9/320, PRAKASHADEEPA
KERALA PURAM
KODUVAYUR 678 501
Agency Code: 01321700


MRS SUSY ABRAHAM
FEREPPALLIL KIZHAKETHIL
CHPAUD KERALA
Agency Code: 01337951

SHAJI KV
KOVUMMAL HOUSE
PO CHALAD
KANNUR -KERALA
Agency Code: 0134979R

PHILIP CHANDY
KUDAKKACHIRA,
MANANTHAVADY WYNDD,
KERALA. 6
Agency Code: 01350309

GOPALAKRISHNAN VM
VAYAKKOTHUMADAM
KAYARALAM PO
MAYYIL -KERALA
Agency Code: 0136679R

NANU MANDANKANDY
PANERICHAL
IRIVERI P.O.
CANNANORE DT.%KERALA
Agency Code: 01238772

BALAKRISHNAN N
SREENILAYAM
MACHERI PO,MOWANCHERY
KANNUR KERALA
Agency Code: 0126879R

SRI P.K.J. NAMBIAR
LAXMI VILAS,
PALLIKKUNNU,
CANNANORE, KERALA
Agency Code: 01294561

T.KUNHAMED
AGENT L.I.C. OF INDIA
THARIPPAYIL HOUSE
MELADI P.O. KERALA
Agency Code: 00466770

D SUNITHA
HNO.6-137/1/3/A KERALA
COLONY SANGEETH NAGAR
KUKATPALLY HYDERABA
Agency Code: 0047160B

K.NARAYANAN
VALAPPIL HOUSE
PALLIKKARA P.O.
VIA MELADI KERALA
Agency Code: 00487770

SHRI GOPAKUMAR M N
MANIYAM PARIYARATH HOUSE
THADUKKASSERY P O
KERALASSERY VIA PALA
Agency Code: 01471700

KSHAMAVATHI K
KODAKKATTERI (HOUSE),
EDAKKAD PO, KANNUR DT.
KERALAM
Agency Code: 0148079R

MINI K N
KULAPPURATH HOUSE
MUNDAYAMPARAMBA PO
KANNUR, KERALA
Agency Code: 0117679M

I A SREEKALA
KERALA TRANSPORT COMPANY
ZONAL OFFICE,3RD FLOOR,GCDA COMPLEX
MARINE DRIVE,KOCHI
Agency Code: 0117777G

 

SIBY VARAKIL
VARAKIL
PO-THOLAMBRA
KANNUR, KERALA
Agency Code: 0119979M

MR. C.K.JAGANNIVASAN.
"SRI-NIWAS"
ANDHERPER EST VENNELA:PO
KOCHIN-28 KERALA
Agency Code: 01214893

DHANALAKSHMI V
1384,VELUTHEDATH KUZHIYIL,NELLIKODE
KOZHIKODE
KERALA
Agency Code: 0057979D

SRI GOPINATH P NAIR
POLLANIKKAT HOUSE,
PO.PAZHAMBALA CODE
DIST PALAKKAD,KERALA
Agency Code: 0058392A

SRI P S SURESH
¿SHREYAS¿,29,THENDRAL NGR
VEERAKERALAM,
COIMBATORE.
Agency Code: 00612760

SRI R K PILLAI
VILAYIL HOUSE,
CHERUVAKKAL P O VIA AYUR,
DT QUILON KERALA.
Agency Code: 00625917

MAKTHAR PASHA
S/O SHEKH AHMED,
KERALAL SANDRA,MALA-
GAL POST,KANAKAPURA
Agency Code: 0062861V

JAYAMOLE ROY
CHUNAYAMACKAL HOUSE
ELLACKAL P O
KERALA
Agency Code: 0064477D

SMT THRESA KUNCHERIA
MUNDAKATHIL HOUSE,PUZHAVATHU POST,
CHANGANACHERRY, KOTTAYAM DISTRICT,
KERALA 686101.
Agency Code: 00671893

 

MR.K.G.SUNILKUMAR.
"NANDANAM,PUTHENKANDATHIL HOUSE
KARUVATTA NORTH PO,ALAPPUZHA DIST
KERALA
Agency Code: 01040893

SMT LAILAMMA T K
W/O RAJU, AREEKKARA HOUSE
PO KERALA ESTATE
PULINKADAVU,MALAPPUR
Agency Code: 0104279P

D.JAYA RAJ
CHETTIVILAI,
PUTHENVEEDU
KERALAPURAM
Agency Code: 0104574S

SMT. P.S. SHAKUNTALA
KOTTINGAL MADAM
P.O. KALLUR, VIA KERALA
PALGHAT, KERALA
Agency Code: 01046163


SRI K DANIEL
KALIKALMEKATHIL HOUSE VET
P O MANKAMKUZHI
DT ALLEPPEY KERALA 6
Agency Code: 01086934

 

SINDHU T
PARVATHY MANDIRAM
CHINGOLY P.O., ALAPPEY
ALAPPUZHA, KERALA
Agency Code: 02314796


T.PADMINI
AGENT,LIC OF INDIA,"ANUSREE"
NELLIKUNNU,P O PANATHUR,[VIA] RAJAPURAM
KASARAGOD DT,KERALA
Agency Code: 0232379E

SRI P VIJAYAKUMAR
1-32/52,SANNATHI STREET,
VEERAKERALAMPUDUR,
TIRINELVELI DT.
Agency Code: 02354666

K KRISHNAKUMAR
KERALA AYURVEDA PHARMACY
PERUMPANACHY PO
CHANGANACHERRY
Agency Code: 02358794

MURALI PUTHUPADA
KURUPPATH HOUSE,PO TRITHALA,DIST
PALGHAT,STATE KERALA, PIN 679534
Agency Code: 02372309

 

ANILKUMAR.P
PUNNARATH.HOUSE,
KERALA ESTATE,
KARUVARAKUNDU.VIA
Agency Code: 0158179P

SRI M C THOMAS
MACHATHIL HOUSE
THELLIYOOR P O VIA TIRUVA
KERALA
Agency Code: 01582934

JOHN JOSEPH
PALAMALAYIL HOUSE
CHENIPADAM
KERALAESTATE.PO ,KAL
Agency Code: 01591776

 

AJITHA VK
PUTHIYAVEETTIL HOUSE
PALLIKUNNU PO
KANNUR,KERALA
Agency Code: 0226279R

S LILLYKUTTY
KALEECKAL KOLLAKAYIL
CHERAVALLY, KAYAMKULAM
ALAPPUZHA, KERALA
Agency Code: 02310796

SUNITHA SASIKUMAR
KAVILPURA [HOUSE]
KERALASSERY PO
PALAKKAD
Agency Code: 02311700

ANIL U BHANU
ERIKATHARAYIL HOUSE
CHARAVALLY,KAYAMKULAM
ALAPPUZHA, KERALA
Agency Code: 02311796

 

NP KHAIRUNNISSA SIRAJ
NP HOUSE
VP WARD ,PO THANA
KANNUR,KERALA
Agency Code: 0215879R

RAJEEVAN KP
KUNIMMAL HOUSE
NANIYOOR, KOLACHERY PO
KANNUR DT. KERALA
Agency Code: 0218379R

 

JAVANCE MARIA P
SINDHOORAM
MUNDAYAD, VARAM POST
KANNUR KERALA
Agency Code: 0218579R

 

CLICK HERE FOR A FULL LIST of LIC AGENTS IN KERALA

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